In 1972, the first emails began internet communication on the Arpanet, before the internet actually arrived. By the end of the decade, emails accounted for 75% of Arpanet traffic. Two years later a paper titled “A Protocol for Packet Network Interconnection” set the stage for VoIP with commercial phone use of the internet in 1995 using VocalTec software.Over the past thirty years, internet communication has evolved into an essential part of business and consumer life. Advancements are so rapid that Ray Tomlinson, the man remembered as the inventor of emails, said:”… any single development is stepping on the heels of the previous one and is so closely followed by the next that most advances are obscured. I think that few individuals will be remembered.”With Post Office Protocol (POP) and the World Wide Web, these innovations became available to the public. For business and the larger corporate environments, Microsoft Exchange has become the internet communication standard for emails.Business EmailInternet communication in the form of business email has been a boon to national and global business enterprise. As economic interests overcome the boundaries of geographic location, the communication between people that are not in the same building, city, region or country becomes more and more necessary.The logistics of this is much less complicated and less expensive with emails. The world of real-time communication has become essential. The convenience of interacting through emails removes the obstacles of time zones, datelines and the asynchrony of schedules.Email SpamOne of the main problems with email has been the abuse:
Virus and worm
Information overloadA modern email spam filter is very successful at detecting and segregating questionable emails. However, with the advancement of spam filters, often legitimate emails are never received. In the business world, this is unacceptable.Internet Communication by VoiceBusiness VoIP (Voice Over Internet Protocol) has rapidly replaced an almost universal reliance on copper wire telephony. The valuable benefits seen by businesses and corporate customers has made VoIP the preferred form of voice internet communication. It offers tremendous benefits:
Efficient use of systems – Routing phone calls over existing data networks and multiple calls per broadband connection.
Free services – Conference calling, call forwarding, automatic redial and caller ID.
Costs are lower – While regular telephone calls are billed in time segments, VoIP calls are billed by the megabyte. VoIP calls are billed by the amount of information sent over the Internet, not the time on the telephone network.
Mobility – Access is independent of location.
Security – Security protocols are already in position with VoIP solutions.Since VoIP transmits voice and data over the same network, the savings in infrastructure costs are multiplied by the inevitable savings in maintenance. The US Social Security Administration has converted from the traditional phone system to VoIP solutions for infrastructure savings of their own.Business VoIPThe VoIP solutions apply to all business communication:-Email
-Video callsVoIP services are flexible enough to be delivered anywhere, including cell phones. This is somewhat different for small to medium business compared to larger corporate enterprise.Inexpensive Internet CommunicationIt doesn’t matter which of the three common VoIP services you use:1) ATA – analog telephone adapter.2) IP Phones – specialized phone hardware with Ethernet connection.3) PC to PC – all around easiest and cheapest connection.The savings are large and functionality is increased for any business VoIP system. The benefit to the user is so great that large corporations like Vodaphone and T-Mobile have tried blocking the progress of VoIP in courts. Regardless of these threats the existing and potential technology is revolutionizing global phone systems and internet communication.
Before you consider using a loan from one of the many online direct payday loan lenders, you will want to make sure you give the whole borrowing process some thought. One of the biggest problems in short-term lending today is when a borrower doesn’t plan for the payoff just a few short weeks later.Affording a loan does not necessarily mean that you have the money for it. It is important to keep all of your other costs in mind prior to signing for the loan. In its efforts to help educate the public, the government created a ‘quiz’ to test your borrowing knowledge. It’s a little questionnaire which makes you think about whether or not applying for a direct payday lender’s loan is going to help you. In fact, this little quiz could help you with any type of loan. When your income struggles to afford everyday costs, adding the price of third party money often spells trouble.Are you aware of how much of your monthly income pays the cost of interest for other types of loans or outstanding credit? If you are spending 20% of your income towards other debt (not including a home mortgage) than you are spending too much. There are many differences between credit card debt verses obtaining a loan from a payday direct lender. The difference between interest charges is in affordability.*A credit card’s interest is often much lower than a short-term loan lender’s. With more and more people falling deeper into debt and have seen a dip in their credit have also noticed their credit card interest charges increase. The creditors no longer keep their interest separate. You could make a late payment on your car loan and see your credit interest go up. Once a negative money management report has been sent into the credit bureaus, it becomes public knowledge for any company looking in. Creditors will use that report as a sign of what could happen. Your debt becomes risky and the interest shoots up. The new interest will affect your previous balance. High interest is not affordable.*Direct payday lenders charge high interest for their short-term loans. There is a definite business practice behind this cost which is not based on taking advantage of customers as some people would like to think. Short-term loans are supposed to be paid off within a few weeks of obtaining the cash; there is not much time for a business to collect revenue. Short, quick and to the point. Most creditors will earn more money off their customers over a slow long drawn out process of month to month payments.*Customers have options. You can choose a credit card based on the offered interest, but once the card is open, the creditor is free to raise the cost at their will with only having to give the person written notice. People have the opportunity to shop around for a best direct payday loan lender as well. Once you find a responsible one, the interest remains the same as listed on the contract. Because these loans are short-term, there is no incentive to keep the debt for much longer. In fact, the high interest suggests a fast payoff. Just remember, with any loan or credit, the longer it is left unpaid, the more interest you will pay – affordable or not.* If you already have credit card debt lingering or an unpaid short-term loan, do you really want to get further in debt? Just because you have the opportunity to borrow money, is it best for your current financial situation? No matter what your interest charges are, the money will need to be returned. Will your income afford the extra cost? How will this new payment affect all other budgeted costs?It never hurts to find out more information about loans, credit, borrowing, interest and general money management prior to taking on more debt. It is important that these direct payday lenders online and credit companies are used for emergency needs rather than increasing spending power.
Posted in Loans
Tagged bad credit loans, best payday loans, how to get a payday loan, loans, online payday loans, pay day loans, payday, payday lenders, payday loan, payday loan consolidation, payday loan help, payday loans, payday loans app, payday loans newark, payday loans online
Reentering the workforce after a hiatus of any length can be difficult on your job search and cause concern in your potential employers. Still, most professionals have experienced a gap in their employment history at one time or another and many are living in the gap currently, due to the languishing economy of today. The key to landing a job after having a break in working for a period of time is to effectively handle your explanation for the Employment Gap professionally and fearlessly. Here are some tips to help you do just that.Revise Your ResumeYour resume will always require some polishing and revisions when applying to any job after any amount of time, but when you have been on a break, you need to update your resume to include what you have been doing since your last job. Any volunteer work, educational, or skills training programs can be used to fill in the spaces where you would have placed employment histories in chronological order. This type of resume can be written in a bullet form; it would be a functional resume and simply state your skills and places of employment while omitting dates and years. If you wish to use a chronologically ordered resume you can give it a better look by using years instead of dates. For example, instead of writing USA Banking Center March 2004-June 2005, you would write USA Banking Center 2004-2005. Employers tend to pay greater attention to dates, not the years they correspond to.Uncover Employment Gaps in a Cover LetterYou should already be using a cover letter in your job search, no matter what the case. It is a professional and personalized part of the application package, and if you have suffered from unemployment for any length of time it is the perfect opportunity to elaborate on your employment gap. You can go into detail about why you have been unemployed and what you have been doing in the meantime. Whether you had to stay home to raise children or to care for ill parents, took time off from working to educate yourself or simply struck out in the Job Search playing field for awhile, you should be honest and remain professional. While you don’t want to sound like you are asking for sympathy, most employers can understand that life sometimes gets in the way.Draw Attention to Everything but Your Employment GapWhile your employment gap may make you wary of your chances of landing a job, if you’ve worked at all or had job related training or education, remember there is more to what you have accomplished working. An employer will be more concerned with how you spent that time than the fact that you had a gap at all. Revise your resume, go over the employment gap briefly in your cover letter and then let it go. If it is brought up in an interview, remain professional and calmly explain the reason for your employment gap again, adding what you have learned from and during it.Remember that the employer was obviously interested in the skills, education, and experience you had previously accumulated enough to invite you in for a chat that could result in a job.
Posted in Employment
Tagged casual employment, employ employment, employment, employment at will, employment bond, employment contract, employment gap, employment law, employment lawyer, employment news, gaps employment, the employment